Home loan in Bangladesh: Assalamu Alaikum dear reader. Hope you are very well. I am here again with a new loan related tutorial. Today I will mainly discuss about home loan in front of you. So if you want to take home loan very easily. Then today’s article is just for you.
Compared to other countries of the world, the number of middle class and lower class families in our country is very high. This is why it is seen when a middle class person wants to build a house. But then it is not possible to build a house with cash. Because a middle class can never build a house with cash.
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But we all have a dream to build a beautiful house according to our own mind. But disagreement remains a human dream, a dream. But the interesting thing is that it is definitely possible to fulfill this dream of middle class people nowadays. Because you can take loan from various banks to build a house. It is called a home loan. Let’s know about home loan in Bangladesh in detail.
Home loan in Bangladesh
Why don’t we all engage in that activity? But at the end of the day we have to return to the nest. That is, home is our own address after working life. This is why everyone dreams of making a beautiful home.
However, the economic condition of the people of our country is not very good. Because of this, many banks in Bangladesh are giving loans to build houses. As many home loans are available in our country. The most popular among them is Islami Bank home loan in Bangladesh.
You can easily get a loan from Islami Bank and build your dream home. But there are some procedures to take Islami Bank Home loan in Bangladesh. That means you have to fulfill certain qualifications and conditions to take the hard. Let’s know more details about it.
Rules for taking home loan from Islami banks
To take house loan from Islami Bank you need to comply with certain documents and conditions. Apart from this, you have to talk to the bank authority directly with the necessary documents.
Required documents include:
- Original land title deed, baya deed.
- CS, SA, RS, BS Khatian’s Jabeda Naqal.
- DCR, Khazna Rashid and Namzari Khatian.
- 12 (times) year NEC issued by District/Sub Registry Office.
Name of Service: Bai-Muajjal / HPSM Loan Amount: (in Rupees, 1 million = 10 lakhs) 1) Construction: 60% but not more than 10 million. 2) Purchase of flat or apartment: 50% but not more than 7.5 million. 3. Manufactured houses: 50% but not more than 10 million. Investment Tenure: Maximum 15 years Type of customer / Who will apply? Any employee, land owner, professional or experienced person above 65 years of age are eligible to apply.
Rate of Return: 15% or the rate charged by the Bank from time to time. Where to Apply: Application form is available at any branch office nearby. Warning: If you need a loan, do not contact any outsider, directly call the bank manager or the bank’s phone number or go to any branch office and talk to the officials. If you forget to talk to other people, you can become a victim of fraud.
If you want to apply for this loan, you are requested to contact your nearest Islami Bank branch. Islami Bank Branch Address List: islamibankbd.com
Conclusion
This was the brief discussion about home loan in Bangladesh today. If you are a citizen of Bangladesh. Then you can easily take a loan from Islami Bank to build a house. But you must meet certain qualifications to get a loan. I have also tried to show what documents are required.
So friends, if you want to buy a house, then definitely contact the Islami Bank branch with the necessary documents. Also comment if you have any question about home loan in Bangladesh.